Protecting your private information is our priority. This Statement of Privacy applies to www.efinancing- solutions.com, and eFinancing Solutions LLC and governs data collection and usage. For the purposes of this Privacy Policy, unless otherwise noted, all references to eFinancing Solutions LLC include www.efinancing-solutions.com and www.mymedicalfinancing.com. The eFinancing Solutions LLC website is a Financing personal loans site. By using the eFinancing Solutions LLC website, you consent to the data practices described in this statement.

Loan Eligibility Service
In connection with your use of this site, eFinancing Solutions LLC shares your Personal Information with Monevo Inc to provide the loan eligibility service and their related tools and services. You acknowledge that by agreeing to this privacy policy you have also read and agree to Monevo Inc’s Terms of Service, Credit Authorization Agreement, eConsent & Privacy Policy.

Collection of your Personal Information
We collect information that can help identify you that may include your name, address, telephone number, date of birth, mobile phone number, e-mail address and Social Security Number ("Personally Identifiable Information" or "PII"). We may also collect certain demographic information including income and location, as well as data about your online activity on our website that does not specifically identify you ("Non- Personally Identifiable Information" or "Non-PII"). PII and Non-PII are known together as "Information". We may also collect and store Information that you provide to us about other people (such as co- borrowers), including their name, address, telephone number, date of birth, mobile phone number, email address and Social Security Number. We may combine non-personal information with Personal Information, but we will treat the combined information as Personal Information as long as it is combined. We do not collect any personal information about you unless you voluntarily provide it to us.

Sharing Information with Third Parties
eFinancing Solutions LLC does not sell, rent or lease its customer lists to third parties.

eFinancing Solutions LLC may, from time to time, contact you on behalf of external business partners about a particular offering that may be of interest to you. In those cases, your unique personally identifiable information (e-mail, name, address, telephone number) is transferred to the third party. eFinancing Solutions LLC may share data with trusted partners to help perform statistical analysis, send you email or provide customer support. All such third parties are prohibited from using your personal information except to provide these services to eFinancing Solutions LLC, and they are required to maintain the confidentiality of your information.

It is important to note that such third party services may have their own privacy policies and we advise you to read them carefully. 

Before using third party sites and services, we recommend you to read and understand those sites’, service’ or product’s terms and conditions, warranty, and privacy policies and to ensure you agree to their terms. You acknowledge that we are not responsible for the products, services, or descriptions of those products or services that you receive from third party sites or to the content or privacy practices of those sites, and that this Privacy Policy does not apply to any such third party products and services. 

eFinancing Solutions LLC may disclose your personal information, without notice, if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on eFinancing Solutions LLC or the site; (b) protect and defend the rights or property of eFinancing Solutions LLC; and/or (c) act under exigent circumstances to protect the personal safety of users of eFinancing Solutions LLC, or the public.

Opt-Out of Disclosure of Personal Information to Third Parties
In connection with any personal information we may disclose to a third party for a business purpose, you have the right to know:

• The categories of personal information that we disclosed about you for a business purpose.

You have the right under the California Consumer Privacy Act of 2018 (CCPA) and certain other privacy and data protection laws, as applicable, to opt-out of the disclosure of your personal information. If you exercise your right to opt-out of the disclosure of your personal information, we will refrain from disclosing your personal information, unless you subsequently provide express authorization for the disclosure of your personal information. To opt-out of the disclosure of your personal information, email us and request in writing at info@efinancing-solutions.com

Automatically Collected Information
Information about your computer hardware and software may be automatically collected by eFinancing Solutions LLC. This information can include: your IP address, browser type, domain names, access times and referring website addresses. This information is used for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the eFinancing Solutions LLC website.

Links This website contains links to other sites. Please be aware that we are not responsible for the content or privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of any other site that collects personally identifiable information.

Security of your Personal Information
eFinancing Solutions LLC secures your personal information from unauthorized access, use, or disclosure. eFinancing Solutions LLC uses the following methods for this purpose:

• SSL Protocol

When personal information is transmitted to other websites, it is protected through the use of encryption, such as the Secure Sockets Layer (SSL) protocol.

We strive to take appropriate security measures to protect against unauthorized access to or alteration of your personal information. Unfortunately, no data transmission over the Internet or any wireless network can be guaranteed to be 100% secure. As a result, while we strive to protect your personal information, you acknowledge that: (a) there are security and privacy limitations inherent to the Internet which are beyond our control; and (b) security, integrity, and privacy of any and all information and data exchanged between you and us through this Site cannot be guaranteed.

Right to Deletion
Subject to certain exceptions set out below, on receipt of a verifiable request from you, we will:

• Delete your personal information from our records
• Direct any service providers to delete your personal information from their records.

Please note that we may not be able to comply with requests to delete your personal information if it is necessary to:

• Complete the transaction for which the personal information was collected, fulfill the terms of a written warranty or product recall conducted in accordance with federal law, provide a good or service requested by you, or reasonably anticipated within the context of our ongoing business relationship with you, or otherwise perform a contract between you and us
• Complete the transaction for which the personal information was collected, fulfill the terms of a written warranty or product recall conducted in accordance with federal law, provide a good or service requested by you, or reasonably anticipated within the context of our ongoing business relationship with you, or otherwise perform a contract between you and us
• Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity; or prosecute those responsible for that activity
• Debug to identify and repair errors that impair existing intended functionality
• Exercise free speech, ensure the right of another consumer to exercise his or her right of free speech, or exercise another right provided for by law
• Comply with the California Electronic Communications Privacy Act
• Engage in public or peer- reviewed scientific, historical, or statistical research in the public interest that adheres to all other applicable ethics and privacy laws, when our deletion of the information is likely to render impossible or seriously impair the achievement of such research, provided we have obtained your informed consent
• Enable solely internal uses that are reasonably aligned with your expectations based on your relationship with us
• Comply with an existing legal obligation
• Otherwise use your personal information, internally, in a lawful manner that is compatible with the context in which you provided the information.

Children Under Eighteen
eFinancing Solutions LLC does not knowingly collect personally identifiable information from children under the age of eighteen. If you are under the age of eighteen, you must ask your parent or guardian for permission to use this website.

Opt-Out & Unsubscribe from Third Party Communications
We respect your privacy and give you an opportunity to opt-out of receiving announcements of certain information. Users may opt-out of receiving any or all communications from third-party partners of eFinancing Solutions LLC by contacting us here:

• Web page: www.efinancing-solutions.com
• Email: info@efinancing-solutions.com
• Phone: 9138514453

E-mail Communications
From time to time, eFinancing Solutions LLC may contact you via email for the purpose of providing announcements, promotional offers, alerts, confirmations, surveys, and/or other general communication.

If you would like to stop receiving marketing or promotional communications via email from eFinancing Solutions LLC, you may opt out of such communications by email Unsubscribe to info@efinancing- solutions.com.

External Data Storage Sites
We may store your data on servers provided by third party hosting vendors with whom we have contracted.

Changes to this Statement
eFinancing Solutions LLC reserves the right to change this Privacy Policy from time to time. We will notify you about significant changes in the way we treat personal information by sending a notice to the primary email address specified in your account, by placing a prominent notice on our website, and/or by updating any privacy information. Your continued use of the website and/or Services available after such modifications will constitute your: (a) acknowledgment of the modified Privacy Policy; and (b) agreement to abide and be bound by that Policy.

Contact Information
eFinancing Solutions LLC welcomes your questions or comments regarding this Statement of Privacy. If you believe that eFinancing Solutions LLC has not adhered to this Statement, please contact eFinancing Solutions LLC at:

eFinancing Solutions LLC
Overland Park, Kansas 66221
Email Address:
info@efinancing-solutions.com
Telephone number:
800-728-9585

Effective as of July 27, 2021